Some people really not aware of their policy after paying few years. some them asked me I paid for 3 years and discontinued. can I get my money back? if anyone has this kind of question please ask below comment section or contact form.
- SMS
- calling lic customer care center
- By login to the customer portal
- with policy number without login
- Finally, asking your agent
Requirements
- You Must register with Lic web portal which is LICIndia.in
- Your password (Alpha Numeric)
- Policy Number 6-9 Printed on lic policy.
LIC Policy Status by @ Lic India.in
For the registered user,
- Visit the LIC customer portal you will see 2 options like new user ®isteredd.
- click on the registered user and login with username and password. if you forgot then you get the details by policy number, premium amount and policy term.
- After logging to the e-services portal click on policy status. then the list of policies will be displayed. if not you can add them manually by registering policy number.
- click on existing one know the policy details.
by policy number online
- Pending Premium
- Revival Amount
- Policy details (active / lapsed /mature etc)
- Bonus Amount (here Interest called as bonus Because it’s not particular)
- Loan Details like due
- Surrender Value (Cancelation of policy) Note; If Lic policy laps within 3 years no Amount will get back to you.
- ULIPS (unit-linked plans mean buying shares in the stock market) Policies.
without registration
If You are a new customer, either you can register a new user or check directly with Policy number like paying the premium without directly.
ways you can check policy details with policy number without logging into lic portal. You can check by SMS and IVR Toll-free number as mentioned below.
If you want to your LIC Policy Premium Amount then you can send it as lic premium. also, you can calculate lic premium here.
BY SMS
You can get various details about policy by sending SMS to 56767877. like premium installments, term, remaining installments, maturity date etc
To get Premium details Type ASKLIC (Policy Number) PREMIUM and send to 56767877.
To check Bonus Amount added to your policy Send SMS as ASKLIC<Policy Number> BONUS to 56767877.
Type of Enquiry | SMS code |
premium | ASKLIC PREMIUM |
revival amount | ASKLIC REVIVAL |
bonus | ASKLIC BONUS |
loan availability | ASKLIC LOAN |
nomination | ASKLIC NOM |
policy status | ASKLIC STAT |
due date | ASKLIC ECDUE |
the last annuity received date | ASKLIC ANNPD |
Annuity amount | ASKLIC AMOUNT |
Cheque return | ASKLIC CHQRET |
By customer care Tollfree
BSNL & MTNL Lic Customer can dial 1251 number to know lic policy status by phone. other users from Delhi, Mumbai, Kolkata, Chennai use the customer care numbers of regional lic offices.
LIC Policy Transaction Status Payment
Login Lic Payment Portal, Lic direct>> Click On LIC Online payment transaction status.
Then Enter your Policy Number and Payment date. you will get payment status as on the day.
lic policy payment online lic India .in
- Credit Card
- Debit card or ATM Card
- Netbanking
Note: In order to check Lic policy details you have to login to LIC Portal.
Lapsed Policy refund
A lapsed policy refers to terminated policy due to no premium payment within the time.
if your policy lapsed due to nonpayment within the grace period. either renew or withdraw without any bonus (interest).
How to renew a lapsed policy?
a Policyholder can renew the policy within 2 years by paying arrears of premium with 4-5% interest.
along with medical conditions.
how to find lic policy number?
how to register on lic India portal?
- Lic Policy Number
- Installment Premium
- Date of Birth
- Email Id