Lic Help

3+ ways track to lic policy status online & offline

Some people really not aware of their policy after paying few years. some them asked me I paid for 3 years and discontinued. can I get my money back? if anyone has this kind of question please ask below comment section or contact form.

 

  1. SMS
  2. calling lic customer care center
  3. By login to the customer portal
  4. with policy number without login
  5. Finally, asking your agent

 Requirements

  • You Must register with Lic web portal which is  LICIndia.in
  • Your password (Alpha Numeric)
  • Policy Number 6-9 Printed on lic policy.

LIC Policy Status by @ Lic India.in

For the registered user,

  1. Visit the LIC customer portal you will see 2 options like new user &registeredd.
  2. click on the registered user and login with username and password. if you forgot then you get the details by policy number, premium amount and policy term.
  3. After logging to the e-services portal click on policy status. then the list of policies will be displayed. if not you can add them manually by registering policy number.
  4. click on existing one know the policy details.

by policy number online

checking with policy number works only After registration. After the registration, we have to log in to lic India portal. and check the details like,
  1. Pending Premium
  2. Revival Amount
  3.  Policy details (active / lapsed /mature etc)
  4. Bonus Amount  (here Interest called as bonus Because it’s not particular)
  5. Loan Details like due
  6. Surrender Value (Cancelation of policy) Note; If Lic policy laps within 3 years no Amount will get back to you.
  7. ULIPS (unit-linked plans mean buying shares in the stock market) Policies.

without registration

If You are a new customer, either you can register a new user or check directly with Policy number like paying the premium without directly.

LIC Policy status

ways you can check policy details with policy number without logging into lic portal. You can check by SMS and IVR Toll-free number as mentioned below.

If you want to your LIC Policy Premium Amount then you can send it as lic premium. also, you can calculate lic premium here.lic policy status online

BY SMS

You can get various details about policy by sending SMS to 56767877. like premium installments, term, remaining installments, maturity date etc

To get Premium details Type ASKLIC (Policy Number) PREMIUM and send to 56767877.

To check Bonus Amount added to your policy Send SMS as ASKLIC<Policy Number> BONUS  to 56767877.

 

Type of Enquiry SMS code
premium ASKLIC PREMIUM
 revival amount ASKLIC REVIVAL
bonus  ASKLIC BONUS
 loan availability ASKLIC LOAN
nomination  ASKLIC NOM
 policy status ASKLIC STAT
due date ASKLIC ECDUE
the last annuity received date ASKLIC ANNPD
Annuity amount ASKLIC AMOUNT
Cheque return ASKLIC CHQRET

By customer care Tollfree

BSNL & MTNL Lic Customer can dial 1251 number to know lic policy status by phone. other users from Delhi, Mumbai, Kolkata, Chennai use the customer care numbers of regional lic offices.

 

LIC Policy Transaction Status Payment

Login Lic Payment Portal, Lic direct>> Click On LIC Online payment transaction status.

Then Enter your Policy Number and Payment date. you will get payment status as on the day.

lic policy payment online lic India .in

Note: You can pay lic premium by without login or with login
Lic Payment Accepted by
  1. Credit Card
  2. Debit card or ATM Card
  3. Netbanking
you can your lic premium amount by here. Also calculate Lic premium here.
Note: In order to check Lic policy details you have to login to LIC Portal.

Lapsed Policy refund

A lapsed policy refers to terminated policy due to no premium payment within the time.

if your policy lapsed due to nonpayment within the grace period. either renew or withdraw without any bonus (interest).

In order to get the refund, we have to pay at least 3 years for 10 more than years policy. if policy term is less than 10 years.
then we have to pay at least 2 years premium.
whatever we get the money called as surrender value.

How to renew a lapsed policy?

a Policyholder can renew the policy within 2 years by paying arrears of premium with 4-5% interest. 

along with medical conditions.

What Is Lic Policy?
If you don’t know about lic policy, Look at here It’s a bond paper between Insurer (LIC) and Insured person (yourself).
lic policy cancellation within 15 days called because “free look period”. No money Deducts.

how to find lic policy number?

It’s a 9 digits Number and can be found at the top left-hand corner of the lic policy paper.
How register on Lic?
We need register on lic to login pay the online premium payment, Also check policy status.

how to register on lic India portal?

Just look at the image above. All we need to confirm our (insured person) details. like
  1. Lic Policy Number
  2. Installment Premium
  3. Date of Birth
  4. Email Id
Make Sure to Check passwords Strength while registering with Lic.
After Successful registration. You can get lic login details by email to your registered email make sure to check email working before you “registered with lic India website.

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